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LITTLE ROCK, Ark. -- Oyak Bank of Istanbul, Turkey has licensed ARKSYS software to drive its ATMs as well as issue debit and credit cards, marking its entry into the retail banking market.

Primarily a commercial accounts bank with 8 branches and 25 ATMs, Oyak will widen its client base with its retail banking offerings of ATM and credit and debit card issuance. Oyak Bank will utilize ARKSYS Integrated Transaction Management product, along with its ATM Management software, to drive the bank's ATMs and provide an online electronic funds transfer connection to BKM, a Turkish switching center for debit and credit cards. ATM Management will also allow Oyak Bank to extend its retail services to Oyak Group Company members and Oyak members, bringing 160,000 new customers to its client base.

Cayman National Bank of Grand Cayman, Cayman Islands, also has signed on for the company's Integrated Transaction Management system along with International Credit Card System, which will centralize the bank's credit card, ATM, EFT and POS merchant management activities.

Integrated Transaction Management allows financial institutions to provide customers online, real time transactions 24 hours a day, seven days a week from a variety of delivery channels. It provides the ability to integrate and manage retail delivery operations including ATMs, POS terminals, credit cards/debit cards, merchant management, electronic funds networks, interactive voice response, Internet/Intranet personal banking, bill payment and commercial PC banking.

The company's products are used in more than 60 countries. ARKSYS is a
wholly owned subsidiary of Euronet Services Inc.

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