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WATERLOO, Belgium -- EMVCo, the smart card standards organization created by Europay, MasterCard and Visa, has published a jointly-developed specification on how smart cards can be used for secure payments over the Internet.

The CEC specification, as it is known, builds on the original smart card EMV (Europay/MasterCard/Visa) specification agreed upon by the card companies early last year.

The specification defines a set of requirements that ensures interoperability for credit and debit payment applications between smart cards and terminals on a global basis, regardless of where the card is used.

The idea behind the CEC specification, EMVCo said, is to ensure that EMV smart cards can be used in the virtual as well as physical world.

EMVCo said that the specification was developed with the assistance of SETCo, the organization that manages the secure electronic transaction (SET) protocol and leverages the open, global standard for secure electronic commerce.

The technical specifications are at EMVCo and at SETCo.

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