DAYTON, Ohio -- NCR Corporation (NYSE: NCR) has launched automated check- and cash-deposit technology which removes the need for envelopes on its Personas 86 drive-up ATM.
The new technology can include a bunch note acceptor, which allows ATM users to insert multiple notes directly into the ATM at one time, without an envelope. Imaging of deposited checks on the ATM screen and the customer's ATM receipt are also featured, giving customers instant proof of deposit. If used with NCR's ImageMark back-office check-image processing system, the images can also be used for back-office archiving.
The Personas 86 drive-up joins the previously released Personas 86 walk-up model, forming the industry's only branch through-the-wall ATM family that can be upgraded to a no-envelope deposit solution.
PFF Bank & Trust, of Pomona, Calif., is the controlled U.S. deployment site for the new drive-up ATM.
Bob Golish, senior vice president of PFF Bank & Trust, said, "The potential cost savings and improved customer service from eliminating deposit envelopes and capturing the check image at the ATM can be significant. It is our intention to position PFF Bank to take advantage of this capability as we replace our older ATMs."
"Over 90 percent of the drive-up ATMs sold in the United States are equipped with envelope depositories," said Andy Orent, vice president of NCR's Financial Solutions division for the Americas. "We believe the ability to upgrade to a no-envelope solution must be offered as a feature across both our drive-up and walk-up branch ATM product lines."
The design of the Personas 86 drive-up resulted from U.S.-based research conducted by NCR. The company says that vehicles ranging from sports cars to larger family vans were tested with average consumers to determine optimal reach and ease of use.
