• If the past predicts, we're in for a heck of a ride

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U.S. consumers would perform 14 billion transactions at ATMs

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ATMs would be placed on almost every street corner (and in almost every convenience store, airport, hotel, etc.)

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370,000 ATMs would be deployed across the U.S. by banks, credit unions and ISOs, covering every state and conceivable location

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ATMs would become an important part of consumers' everyday lives

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78 percent of consumers would say that ATMs are an important part of their lives, vs. 56 percent for email (Source: Recent eFunds survey)

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ATMs would become the primary service channel for many banks, with ATMs handling more transactions than branches

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Consumers would travel abroad without foreign currency or Travelers Checks, with only a simple ATM card, confident they can access local funds upon their arrival, day or night

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Companies could focus on ATM manufacturing as their primary capability.

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A leading ATM manufacturer-Diebold-would employ 10,000 people with revenues of approximately $2 billion

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The convenience value would drive consumers to pay $4.5 billion annually in surcharges to fund ATM networks
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