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ePaynews.com: By 2015, a large proportion of consumer payments globally will move from cash to new mechanisms, including Internet, mobile and contactless payments, according to TowerGroup. TowerGroup is advising financial institutions to evaluate new payments models to preserve their business.

By 2009, TowerGroup predicts the total market for micropayments in the United States will reach $11.5 billion, with almost $5 billion of that transacted via mobile phones.

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