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Mobile tech and the ATM
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Although it's not mobile banking, mobile top-up illustrates one connection between the ATM and mobile device that consumers, especially in Europe, have taken well to. Now some companies are pushing top-up tech in the United States, in hopes that U.S. consumers also will embrace the offering.
 
US Bank, in partnership with ACI Worldwide, is offering its customers the ability to add minutes to their prepaid mobile directly from their bank accounts. While at the ATM, the top-up minutes are added instantly.
 
US Bank has launched the service on 4,000 of 5,000 ATMs.
 
"They can identify the phone minutes that they want and pay for them all in one transaction," said Janet Estep, executive vice president of transaction services at US Bank.
 
ACI Worldwide provides the software for the top-up application. Rick DuVall, ACI's senior product manager for ATM products, says mobile top-up is one offering that's taking off throughout the world.

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